{"id":178,"date":"2023-09-21T10:31:51","date_gmt":"2023-09-21T10:31:51","guid":{"rendered":"http:\/\/kuberfin.in\/?page_id=178"},"modified":"2024-01-19T08:38:52","modified_gmt":"2024-01-19T08:38:52","slug":"home-loan","status":"publish","type":"page","link":"https:\/\/kuberfin.in\/index.php\/home-loan\/","title":{"rendered":"Home Loan"},"content":{"rendered":"\t\t
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Home Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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  • \n\t\t\t\t\t\t\t\t\t\tAmount- 10 Lakhs to 500 Lakhs<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\tTenure- Upto 30 Years<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\tROI- (8.35% to 12%)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    This\u00a0is\u00a0a\u00a0product\u00a0where\u00a0we\u00a0can\u00a0take\u00a0a\u00a0fund\u00a0for\u00a0purchasing\u00a0our\u00a0dream\u00a0home.\u00a0
    The\u00a0ROI\u00a0of\u00a0HL\u00a0is\u00a0Lower\u00a0than\u00a0Other\u00a0Loan\u00a0Products.\u00a0The\u00a0ROI\u00a0of\u00a0HL\u00a0depends\u00a0on\u00a0customer\u00a0tocustomer.\u00a0Documentation\u00a0of\u00a0this\u00a0Product\u00a0is\u00a0also\u00a0Lower\u00a0Than\u00a0Others.<\/span>Also\u00a0Disbursing\u00a0time\u00a0period\u00a0for\u00a0this\u00a0is\u00a0Minimum\u00a0for\u00a0others.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    Plot + Construction Loan:-<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\t\t\tP+C\u00a0is\u00a0a\u00a0Mix\u00a0Type\u00a0Of\u00a0LAP\u00a0&\u00a0HLIn this product we can get fund for renovate the Home.\n
    Also,we can get fund to do construction on plot.The ROI of this product is Higher than HL but lower than LAP.\u00a0\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    What is a Home Loan?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    A\u00a0home loan\u00a0is an amount an individual borrows from a financial institution to buy a new or a resale home, construct a home or renovate or extend an existing one. The money is borrowed at a specific interest rate and repaid within a particular duration in smaller instalments known as EMIs (Equated monthly instalments).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    What are the types of Housing Loans available in India?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    In India, financial institutions offer different types of home loans to suit the specific needs of customers.<\/p>

    • Home Loans<\/strong><\/li><\/ul>

      This is the most common type of home loan. As the name suggests, these loans are meant for buying a new apartment, row house, or bungalow, from a developer or a development authority. You can use this type of loan to purchase under-construction or ready properties.<\/p>

      • Home Construction Loan<\/strong><\/li><\/ul>

        You can avail a home construction loan if you already own a plot and require funds for the construction of the house on that land.<\/p>

        • House Renovation Loan<\/strong><\/li><\/ul>

          If you already own a house and want to renovate it, you can apply for a\u00a0house renovation loan. You can use a house renovation loan for painting, tiling, roof repairs, etc.<\/p>

          • Home Extension Loan<\/strong><\/li><\/ul>

            As your family grows, you may need a bigger house to accommodate all the members comfortably. A\u00a0home extension loan\u00a0could be helpful in such a situation. You can get this type of loan to fund the cost of adding a new room\/floor to your home, extending the kitchen, building a new bathroom, etc.<\/p>

            • Plot Loan<\/strong><\/li><\/ul>

              If you wish to buy a plot with the intention of constructing your own home in the future, you can avail a\u00a0plot loan.<\/p>

              • Balance Transfer Loan<\/strong><\/li><\/ul>

                This service that allows you to transfer your existing home loan from one lender to another. A\u00a0Balance Transfer\u00a0is usually done to get loans at a lower interest rate, flexible repayment terms and some other benefits.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

                Home Loan Amount- 10 Lakhs to 500 Lakhs Tenure- Upto 30 Years ROI- (8.35% to 12%) This\u00a0is\u00a0a\u00a0product\u00a0where\u00a0we\u00a0can\u00a0take\u00a0a\u00a0fund\u00a0for\u00a0purchasing\u00a0our\u00a0dream\u00a0home.\u00a0The\u00a0ROI\u00a0of\u00a0HL\u00a0is\u00a0Lower\u00a0than\u00a0Other\u00a0Loan\u00a0Products.\u00a0The\u00a0ROI\u00a0of\u00a0HL\u00a0depends\u00a0on\u00a0customer\u00a0tocustomer.\u00a0Documentation\u00a0of\u00a0this\u00a0Product\u00a0is\u00a0also\u00a0Lower\u00a0Than\u00a0Others.Also\u00a0Disbursing\u00a0time\u00a0period\u00a0for\u00a0this\u00a0is\u00a0Minimum\u00a0for\u00a0others. Plot + Construction Loan:- P+C\u00a0is\u00a0a\u00a0Mix\u00a0Type\u00a0Of\u00a0LAP\u00a0&\u00a0HLIn this product we can get fund for renovate the Home. Also,we can get fund to do construction on plot.The ROI of this product is Higher than HL but lower than LAP.\u00a0 What is […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-178","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/kuberfin.in\/index.php\/wp-json\/wp\/v2\/pages\/178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kuberfin.in\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kuberfin.in\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kuberfin.in\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kuberfin.in\/index.php\/wp-json\/wp\/v2\/comments?post=178"}],"version-history":[{"count":75,"href":"https:\/\/kuberfin.in\/index.php\/wp-json\/wp\/v2\/pages\/178\/revisions"}],"predecessor-version":[{"id":649,"href":"https:\/\/kuberfin.in\/index.php\/wp-json\/wp\/v2\/pages\/178\/revisions\/649"}],"wp:attachment":[{"href":"https:\/\/kuberfin.in\/index.php\/wp-json\/wp\/v2\/media?parent=178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}