{"id":183,"date":"2023-09-21T10:35:48","date_gmt":"2023-09-21T10:35:48","guid":{"rendered":"http:\/\/kuberfin.in\/?page_id=183"},"modified":"2024-01-19T08:28:32","modified_gmt":"2024-01-19T08:28:32","slug":"loan-against-property","status":"publish","type":"page","link":"https:\/\/kuberfin.in\/index.php\/loan-against-property\/","title":{"rendered":"Loan Against Property"},"content":{"rendered":"\t\t
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Loan Against Property<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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  • \n\t\t\t\t\t\t\t\t\t\tAmount- 10 Lakhs to 25 Cr<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\tTenure- Upto 15 Years<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\tROI- (8.80% to 10%)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    Loan Against Property (LAP)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\t\t\tAmount- 10 Lacs to 50 Crore<\/strong>\n
    \nTenure- 1 Year to 20 Years<\/strong>\n
    \nCollateral \u2013Yes<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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    EMI based loan against existing collateral are also offered with best ROI & property valuations. Additionally, funding can also be done for infusing capital in the individual account in case of MSME. Term Loans with firm as an applicant can also avail long term secure term loan for maximizing the top line & hence, profitability. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    Dropline \u2013 overdraft (DOD)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\t\t\tAmount- 10 Lacs to 20 Crore<\/span><\/strong>\n
    \nTenure- 1 Year to 15 Years<\/span><\/strong>\n
    \nCollateral \u2013Yes<\/span><\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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    DOD is an option wherein, customer avails a limit account & serves interest on the utilized limit only.
    Also, monthly drop of the limit takes place automatically & it gets zeroed at the end of tenure of DOD. This can also be availed by individual as well as the firm.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    Loan Against Commercial Purchase (LCP)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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    For purchasing any commercial property banks & FI\u2019s offer a wide range of option. 65 % to 75% of the market value & 90% of the registry value can be funded by the banks against an LCP transaction. There are no limitation in terms of the transaction volume basis the eligibility.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    Lease Rental Discounting (LRD)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\t\t\tAmount- 10 Lacs to 50 Crore<\/span><\/strong>\n
    \nTenure- 1 Year to 10 Years<\/span><\/strong>\n
    \nCollateral \u2013Yes<\/span><\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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    Lease rental discounting is being offered to the customer against 90% of the rentals received from the tenant. A tripartite agreement is signed by the tenant, owner & bank, and, an escrow account is opened. The rental is credited in the Escrow account & then the EMI gets deducted. Post the EMI deduction, the remaining cash out is flushed into the customer\u2019s account linked to the Escrow account.
    Other than the Lease Rental, loans are being offered against the rental received with the notarized rent agreements also with a maximum capping of loan amount 100 Lacs. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

    Loan Against Property Amount- 10 Lakhs to 25 Cr Tenure- Upto 15 Years ROI- (8.80% to 10%) Loan Against Property (LAP) Amount- 10 Lacs to 50 Crore Tenure- 1 Year to 20 Years Collateral \u2013Yes EMI based loan against existing collateral are also offered with best ROI & property valuations. Additionally, funding can also be […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-183","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/kuberfin.in\/index.php\/wp-json\/wp\/v2\/pages\/183","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kuberfin.in\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kuberfin.in\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kuberfin.in\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kuberfin.in\/index.php\/wp-json\/wp\/v2\/comments?post=183"}],"version-history":[{"count":69,"href":"https:\/\/kuberfin.in\/index.php\/wp-json\/wp\/v2\/pages\/183\/revisions"}],"predecessor-version":[{"id":640,"href":"https:\/\/kuberfin.in\/index.php\/wp-json\/wp\/v2\/pages\/183\/revisions\/640"}],"wp:attachment":[{"href":"https:\/\/kuberfin.in\/index.php\/wp-json\/wp\/v2\/media?parent=183"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}